What is a Carrier? Carrier[kar-ee-er]noun1.The Carrier is the insurance company that provides a specific Policy and is the company that a policyholder will pay Premiums to. The Carrier is ultimately responsible to pay out Claims. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Surprises Making the most of surprises is a great reason to work with us. Did You Know This Fact About Flushing the Toilet? Did you know you can still flush the toilet, even if your well pump is stopped. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.